ubimia®

Overview

This Spanish fintech specializes in intelligent risk management and credit solutions for financial institutions and businesses. It delivers digital platforms powered by Open Banking, artificial intelligence, and automation to streamline credit decisioning, collection processes, and asset management.

Its modular suite includes platforms for risk management, billing optimization, financial product management, asset protection, and back office automation. Recognized for improving approvals, reducing costs, and increasing efficiency, the organization is committed to ESG principles and holds certifications such as ISO 27001 and PCI DSS, alongside an EcoVadis Bronze Medal.

Basic Information

Contact Details

• Phone: +34 917 13 10 95
• Website: ubimia.com
• LinkedIn: linkedin.com/company/ubimia®

Key Focus Areas & Initiatives

• Intelligent risk management platforms for financial institutions
• Open Banking integration for credit data and evaluation
• Automated collection and recovery processes
• AI-powered credit decisioning and scoring
• Digital transformation of banking and back office operations
• Regulatory compliance and reporting solutions
• Asset and liability management
• Financial inclusion and ESG-driven initiatives

Technologies Used

• .NET
• Amazon AWS
• Gmail
• Google Apps
• Google Tag Manager
• ISO+™
• MailJet
• Microsoft Office 365
• Mobile Friendly
• Nginx
• Outlook
• Salesforce CRM Analytics
• WordPress.org
• XGBoost
• reCAPTCHA

Buyer Teams to Target

Risk & Compliance

• Chief Risk Officer
• Compliance Manager
• Head of Credit Risk
• Risk Analytics Lead
• Regulatory Compliance Specialist
• Internal Auditor

Technology & Engineering

• CTO
• Head of Engineering
• Data Science Manager
• IT Systems Architect
• Lead Software Engineer
• DevOps Manager

Product & Innovation

• Chief Product Officer
• Product Manager
• Digital Transformation Lead
• Head of Automation
• Innovation Director
• Fintech Solutions Analyst

Operations & Finance

• COO
• Operations Manager
• Finance Director
• Credit Portfolio Manager
• Collections Supervisor
• Back Office Lead

What They Buy

• Cloud infrastructure & hosting services
• Credit scoring and risk analytics platforms
• Regulatory compliance software
• Customer onboarding and KYC solutions
• Data security and encryption tools
• Automated collections & recovery platforms
• Business intelligence and data science solutions

Signals to Watch

• 📆 New job postings for risk, compliance, or data roles
• 🧑‍💻 Launch of new digital platforms or automation features
• 💰 Industry awards, recognitions, or compliance certifications
• 🚀 Partnerships with banks or fintechs
• 📊 Increases in transaction volume or client base
• 🌱 Announcements related to ESG or sustainability initiatives