ubimia®

Overview

This Spanish fintech focuses on intelligent risk management and credit solutions for financial institutions and businesses. It delivers digital platforms leveraging Open Banking technology, artificial intelligence, and automation to boost efficiency in credit decisions, collections, and financial asset management.

Operating a modular suite of platforms including solutions for risk management, billing and collections, asset protection, and back office automation, it has achieved notable improvements in approval rates, cost reduction, and process speed. The company aligns with ESG principles, actively promoting financial inclusion and upholding strong governance, with ISO 27001 and PCI DSS certifications and an EcoVadis Bronze Medal in 2024.

Basic Information

Contact Details

• Phone: +34 917 13 10 95
• Website: ubimia.com
• LinkedIn: linkedin.com/company/ubimia®

Key Focus Areas & Initiatives

• Intelligent risk management for financial institutions
• Open Banking security and integration
• Automation of credit approval and collections
• Regulatory compliance and reporting
• Digital onboarding and profile management
• AI-driven portfolio and customer segmentation
• Cost reduction in collections and operations
• Financial inclusion and ESG initiatives

Technologies Used

• .NET
• Amazon AWS
• Gmail
• Google Apps
• Google Tag Manager
• ISO+™
• MailJet
• Microsoft Office 365
• Mobile Friendly
• Nginx
• Outlook
• Salesforce CRM Analytics
• WordPress.org
• XGBoost
• reCAPTCHA

Buyer Teams to Target

Risk & Compliance

• Chief Risk Officer
• Risk Manager
• Compliance Manager
• Regulatory Reporting Specialist
• Internal Auditor
• Head of Governance

IT & Security

• Chief Information Officer
• Head of IT Infrastructure
• IT Security Manager
• Systems Integration Lead
• DevOps Engineer
• Enterprise Architect

Operations & Collections

• Operations Director
• Collections Manager
• Credit Operations Supervisor
• Back Office Automation Lead
• Financial Product Manager
• Process Improvement Specialist

Finance & Asset Management

• Chief Financial Officer
• Asset Manager
• Head of Portfolio Management
• Financial Analyst
• Capital Management Lead
• Business Intelligence Analyst

What They Buy

• AI-powered risk assessment platforms
• Regulatory compliance and governance tools
• Financial data security solutions
• Credit lifecycle management software
• Cloud hosting and infrastructure services
• Digital onboarding and customer verification platforms
• Back office process automation tools

Signals to Watch

• 📆 New risk, compliance, or IT leadership hires
• 💰 Announcements of funding rounds or capital increases
• 🚀 Launch of new credit or asset management products
• 🛡️ Adoption of new regulatory standards or certifications
• 🔄 Major process automation or digitalization projects
• 🌍 Expansion into new markets or customer segments