Perpay Inc.

Overview

Perpay Inc. is a Philadelphia-based fintech company specializing in providing inclusive financial products for credit-challenged consumers. The company offers a buy-now-pay-later e-commerce platform, credit-building tools, and a credit card, each designed to encourage healthy financial habits through paycheck-based payments.

Operating in the financial services sector with a focus on consumer lending and financial wellness, the company emphasizes accessibility through its suite of products including the Perpay Marketplace, Perpay+ for credit building, and a World Mastercard. By reporting positive payment behaviors to major credit bureaus, it helps users improve their credit scores while supporting financial inclusion.

Basic Information

Contact Details

• Phone: +1 215-834-4200
• Website: perpay.com
• LinkedIn: linkedin.com/company/perpay-inc

Key Focus Areas & Initiatives

• Inclusive financial products for credit-challenged consumers
• Buy-now-pay-later e-commerce platform
• Credit-building tools and resources
• World Mastercard for everyday purchases
• Promoting healthy financial habits through payroll deduction
• Reporting payment behavior to major credit bureaus

Technologies Used

• AWS Trusted Advisor
• Amazon AWS
• Atlassian Cloud
• Django
• Docker
• Flask
• Gmail
• Google Apps
• Greenhouse.io
• Helpscout
• Javascript
• Kubernetes
• MailChimp SPF
• Mailchimp Mandrill
• Microsoft Excel
• Python
• R
• React
• React Native
• React Redux
• Redux
• Route 53
• SQL
• Slack
• SparkPost
• Terraform
• Webflow

Buyer Teams to Target

Product & Technology

• VP of Product Management
• Director of Engineering
• Lead Software Engineer
• Principal Data Scientist
• QA Automation Engineer
• DevOps Engineer

Finance & Risk

• Chief Financial Officer
• Director of Risk Management
• Head of Accounting
• Credit Risk Analyst
• Compliance Manager
• Financial Planning & Analysis Manager

Operations & Customer Success

• Head of Operations
• Director of Customer Success
• Support Operations Manager
• Customer Experience Lead
• Business Process Analyst
• Quality Assurance Specialist

Marketing & Growth

• VP of Marketing
• Growth Marketing Manager
• Head of Partnerships
• Content Marketing Lead
• Brand Manager
• Acquisition Strategist

What They Buy

• Cloud infrastructure & hosting services
• Fraud detection & risk management solutions
• Customer support platforms
• Marketing automation & analytics tools
• Digital payment processing systems
• Data security & compliance software
• Business intelligence & reporting tools

Signals to Watch

• 📆 New job postings for engineering, data science, or product roles
• 🚀 Launch of new consumer financial products
• 💰 Recent fundraising or capital influx events
• 🧑‍💻 Adoption of new technology stack components
• 🫂 Key leadership hires in marketing or finance
• 📊 Rapid growth in user base or transaction volume