Ujjivan Financial Services Pvt Ltd. | Company Profile

Company Directory for Ujjivan Financial Services Pvt Ltd.

Team Bitscale

17 Mar 2026 — 1 min read

Ujjivan Financial Services Pvt Ltd.

Overview

A microfinance institution based in Bangalore, India, founded in 2005 by Samit Ghosh. Specializing in financial services for the urban and semi-urban poor, the organization operates a nationwide network that, within its first seven years, disbursed over $580 million to more than a million customers. In 2015, it was among the first five entities approved by the Reserve Bank of India for a Small Finance Bank license and followed with an initial public offering in 2016.

The core business model focuses on microloans that support income generation for low-income groups. Products include microloans through Joint Liability Groups and individual loans for small businesses, education, agriculture, and housing. Financial literacy is emphasized through borrower training and a robust screening process. The institution is dedicated to serving economically disadvantaged households, particularly women-led small businesses, maintaining a strong presence in underserved regions across India.

Basic Information

Industry	financial services
Founded	2005
Revenue	816M
Headquarters	17th H Main Road, Grape Garden, Bengaluru, Karnataka, 560095, India

Contact Details

Phone: +91 80 4071 2121
Website: ujjivan.com
LinkedIn: linkedin.com/company/omkar-realtors-&-developers-pvt.-ltd.

Key Focus Areas & Initiatives

Microfinance for urban and semi-urban poor
Disbursal of microloans for income generation among low-income groups
Loans for small businesses, education, agriculture, and housing
Financial literacy training for potential borrowers
Strong focus on serving households with women-led small businesses

Technologies Used

AI
Amazon SES
Cloudflare DNS
Microsoft Office 365
Outlook
Sendgrid

Affiliated Organizations & Regional Branches

Ujjivan Small Finance Bank

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