APAC Financial Services Private Limited

Overview

APAC Financial Services Private Limited is a technology-driven non-banking financial company (NBFC) based in Mumbai, India. Established in 2017 and operational since 2018, the company specializes in providing lending solutions to underbanked and underserved micro, small, and medium enterprises (MSMEs) in semi-urban and rural areas of India. With over 220 branches and a workforce of around 2,300 employees, it serves more than 47,000 customers and manages assets worth Rs. 2,243 crore.

The company offers customized, secured lending products primarily against property, utilizing its in-house digital platform, "Alpha," to streamline the lending process. Key offerings include small-ticket loans under the "Aapka Loans" brand, focusing on affordable housing and supporting new-to-credit and self-employed customers. The organization emphasizes responsible lending practices and maintains a strong credit rating, ensuring high customer satisfaction and retention through its tech-enabled services.

Basic Information

Contact Details

• Phone: +91 22674 99759
• Website: apacfin.com
• LinkedIn: linkedin.com/company/apac-financial-services

Key Focus Areas & Initiatives

• Tech-led NBFC
• Affordable housing finance India
• Investment management
• MSME lending
• Digital credit platform
• Scalable MSME lending
• Financial inclusion MSMEs
• Private equity-backed NBFC
• Mortgage and nonmortgage loan brokers
• Customer engagement
• Rural MSME loans
• Affordable housing finance
• Semi-urban markets
• Digital transformation
• Proprietary credit platform
• Geographic expansion
• Customer-centric approach
• Strong governance
• Customized credit solutions
• Risk-based pricing
• Scalable infrastructure
• Asset-light lending model
• Long-term growth focus
• Underbanked MSME financing
• MSME loans
• Scalable business model
• B2B
• Digital lending
• Affordable housing loans India
• Asset quality management
• Underbanked customer loans
• Digital credit assessment
• MSME credit solutions
• Customer satisfaction focus
• Semi-urban and rural finance
• Risk assessment
• Proprietary platform
• Digital credit
• Underbanked market focus
• Private equity investment
• Market penetration
• Customized credit
• Financial inclusion initiatives
• Technology-driven lending
• Loan customization
• MSME growth financing
• Technology-driven credit risk management
• Customer-centric lending
• Growth in MSME sector
• Business loans
• Low leverage
• Credit assessment technology
• Growth capital
• Digital onboarding process
• Technology-led finance
• Innovative underwriting
• Underbanked segment
• Rural markets
• Risk management
• Customer-centric
• Private equity investor
• Underbanked MSME support
• Low ticket size loans
• Construction & real estate
• Growth with profitability
• Financial inclusion technology
• Scalable financial services
• Small business loans
• Customer experience
• Technology-enabled lending
• Growth in MSME sector India
• Growth with quality
• Underbanked MSMEs
• Affordable housing
• Customer acquisition
• Housing finance
• Semi-urban lending
• Private equity backing
• Private equity funding
• Small-ticket loans
• Proprietary origination platform
• Operational efficiency
• Customized MSME credit
• Loan against property
• Customer satisfaction
• Asset-light business model
• Risk management practices
• Digital origination platform
• Low leverage balance sheet
• Growth strategy
• Innovation
• Growth-oriented NBFC
• Underbanked customer focus
• Digital lending platform
• Digital onboarding
• Asset-light model
• Digital-first approach
• Regulatory compliance
• Market expansion
• Private equity in NBFCs
• Loan origination system
• Quick loans
• Underbanked businesses
• Micro lending
• Small enterprise financing
• Personalized loans
• Paperless application
• Real-time loan tracking
• Easy documentation
• Customer-friendly service
• Mobile loan app
• Credit assessment
• Fast turnaround time
• Loan approval process
• Adhaar based e-signing
• NBFC
• Branch network
• Net promoter score
• Credit risk analysis
• Loan servicing
• Business expansion funding
• Flexible repayment options
• Collateral-free loans
• Rural lending
• Small business credit
• Equity capital
• Venture financing
• Growth-oriented lending
• Financial empowerment
• Customer-centric organization
• Community impact
• Competitive interest rates
• Loyalty programs
• Employee stock ownership
• Digital loan application
• Financial literacy
• Investment strategies
• Debt capital
• Sustainable growth
• Capital allocation
• Financial compliance
• B2C
• Finance
• E-commerce
• Consumer internet
• Consumers
• Internet
• Information technology & services

Technologies Used

• AI
• Amazon AWS
• Amazon SES
• DigitalOcean
• Outlook
• Python
• Route 53
• Slack